Borrowing a personal loan for an urgent need is a great option, but what happens when you already have a loan and more requirements come up? Enter credit line loans: these are loans you can avail against a pre-sanctioned credit limit and which are disbursed immediately upon applying for them.
These are 4 things that a credit loan can finance: 1) A small wedding. Weddings are elaborate affairs in India, but your plans for a grand bash may have been cancelled by frequent lockdowns owing to the Coronavirus scare. Or you might have always wanted a simple wedding at your home, with just your close family and friends in attendance. If you’re looking for a simple but beautiful ceremony this year, let the credit line loan help you out. Get the loan instantly to finance the wedding trousseau, arrange for seating, decorations, catering and flowers. Now set the date and have the intimate wedding ceremony you’ve always wanted. 2) A medical procedure. Medical emergencies can change your life in an instant, but it takes quick financial support to (literally) get back on your feet. You might claim health insurance but it will be processed only at a later date. Meanwhile, an instant credit line gives you up to Rs 4,00,000 to pay for the medical procedure that you or a family member may need. It can also take care of expenses related to COVID-19 treatment at home, and which are not covered by health insurance policies. 3) Shopping for an event. Suppose there is a wedding or a celebration of some sort in the family. It entails arranging for groceries, paying for catering, hiring furniture, etc. Instead of going to the provision stores for groceries, you can buy whatever you need online from e-commerce sites like Big Basket. This is where your credit line from a leading app comes into play: the app may have a Buy Now Pay Later (BNPL) tie-up with major retailers like Big Basket. This enables you to shop for whatever you need using your instant credit line and Big Basket grocery shopping will deliver the items the moment the order is completed and placed. You can pay for your purchases from the credit line a few days later. The Big Basket grocery shopping loan is a boon when you need last-minute provisions and are running short of ready cash.Need to rephrase this as per grocery loans 4 A short holiday. Most people look forward to taking at least one holiday a year, and with travel restrictions easing up in most places, it is time you planned your next trip too. But if you have a funds crunch, just let the credit line loan pay for your next trip. Assess how much money you need and borrow against your available credit limit to buy tickets and make hotel bookings in a jiffy. Conclusion Credit loans from leading apps make it easier to finance expensive purchases and short term emergencies.
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6/30/2021 0 Comments 5 Ways To Use The Best Loan AppLoan apps have emerged as the go-to option for raising funds in a hurry. You may have the app on your smartphone – but do you know the best uses for it? We tell you.
1) Get a marriage loan. A quick loan app is certainly quicker in approving personal loans – the loan can be used for any purpose and repaid easily using the same app. Do you want to get married any time soon, but are hampered by a lack of finances? Let the app get you the money you need. Apply for the instant personal loan and get approval in just a few hours (if your credit score and documents check out). Once the money is disbursed to your account, you can use it to plan for a small wedding. 2) Get a travel loan. With travel restrictions and lockdowns lifted in most parts of the country, and several nations opening their borders to Indian travellers, it is time you planned your next holiday. If you’re facing a bit of a fund crunch, use your quick loan app to get you the money you need. The money can be used to book flights, or get forex, or even make hotel reservations. 3) Go shopping with a credit line. Leading loan apps in India also offer credit line loans. These offer you the flexibility to get incremental sums of money against your approved credit limit. So if you wish to shop every two months, or get a small sum of money for a minor operation, or even buy essential groceries, you can use the credit line loan from the loan app. You are charged interest only on the amounts you borrow and not on the entire credit limit. Keep repaying the money from your salary and you can have a steady line of credit at your disposal whenever you want. 4) Transfer money to your friends’ accounts. Leading quick loan apps have increased the ambit of their product offerings to include money transfers between app users. Similar to transferring money using UPI apps where you can instantly send money across to a contact on your phone, you can transfer money to your friends that use the same loan app as you. The money is sent to their bank accounts linked with their phone numbers. 5) Repay the loan quickly to increase credit score. Another great use of the loan app is to increase your credit score. Most people don’t know that repaying your borrowings much before term is a plus in their record, and increases their credit score. So whether you have borrowed a personal loan or a credit line loan, be sure to repay it as soon as you can to have improved creditworthiness. Conclusion A loan app offers instant personal loans, credit line loans and money transfers – these features help you secure funds at short notice to fulfil both urgent and non-urgent needs. Business organizations that use manufacturing systems can highly benefit from the innovative strategies of supply chain consulting services. The management practices are refined and generate a massive impact on expanding the size of the business output.
Concepts of supply chain management consulting reinforce the importance of demand-driven training to technical employees, which helps in ironing out the kinks in operational processes of the business organization. Importance of Supply Chain Management Consulting Synchronization of customer orders and their shipping needs are done accurately by supply chain consulting firms. The operational performance of the production departments of the company is increased manifold by the correct regulation of vendor payments. An amazing contribution to company success is made by ensuring supply chain efficiency. This consulting involve several structural complexities and only a highly reputed supply chain management consulting company can make sure that your work processes are optimized for maximum profit. Let it go through the major benefits of supply chain management consulting to the company.
Supply chains are intricate machines with complex financial management. Complicated business deals occur in the global logistics department. Supply chain management consulting services make sure that they have the technical and managerial expertise to deal with those problems which cannot be solved by in house resources. Taking the help of external consultants can offer incentives to the employees to enhance their skills and climb up the ladder for job security. Supply chain consulting services identify the deficiency points of existing supply chains and explore new responsive solutions. The following are some of the top benefits: Recommendation of efficient solutions The multiple challenges in a supply chain management system can be solved by following the best set of procedures which result in optimized results. External supply chain management consultants are highly capable and subject neutral. They are more likely to face decreased resistance from the main departments of the company due to the lack of an employee connection. The status of consultant ensures that supply chain management practice achieves great success for the company and its employees. Effective implementation of solutions The supply chain service consultants are not confined to just making recommendations. Top-quality experts in supply chain consulting walk the extra mile to get the best results in a timely and effective way for the clients. Periodical review of solutions Solutions in supply chain management do not come easy and the best solution is found in the course of time. Supply chain consulting firms constantly review their game plan and recommend modifications depending on changing trends. Dynamic modification of solutions enhances the efficiency of supply chains in global logistics. Conclusion Companies can make their business sustainable by placing trust in supply chain consulting management firms. Initial assessments, design of work solutions and offering customized solutions are the hallmarks of supply chain management companies. 6/26/2021 0 Comments Get Lazypay credit shield credit report for free – Start using Lazypay to redeem yourselfLazypay is not just a buy now, pay later app. It is also a redeem yourself app. First up, Lazypay offers a credit shield – which is a free service. You get your credit report free of cost. You can get this information on your WhatsApp no. Have a detailed look at your credit report. Do you spot the gaps? Do you see any trends or patterns? If yes, then you need to fix them. But don’t worry – your credit history won’t get a Lazypay loan rejected. But it does have an influence on how much money you can borrow – now. Yes – you heard it right. That’s just for now. But in future, you can borrow more. Provided you have paid your previous loans with Lazypay diligently and in a timely fashion.
What is a bad financial decision? Saving but not re-investing Stagnant money is as good as dead money. If you are not reinvesting, then you are not making money work. Instead, it’s lying there in oblivion. Neither are you using it or helping others get value by using it. Most wealthy people would ascribe their success of how they made money while they slept. After some time, money has to start working for you, not the other way round. Spending more than saving Spending more on something that will yield you a potential return in the future is OK. But spending more on non-essential items is not OK. If it becomes a habit, you are building up a really bad habit. Soon you could be in a mess. You would have to take a small Lazypay loan after invoking their credit shield service. Then you will have to rebuild your way through. Instead, stay financially prudent. Exercise controlled consumerism. Lazypay also espouses this virtue. The more controlled you are, the more controlled are your financial behaviors. Using credit cards excessively Most Lazypay users found using Lazypay more convenient than using their credit cards. Lazypay is accepted at most ecommerce, retail, and online merchandize stores. Downloadable on Android and iOS, the Lazypay app is a one-touch payment app. On eCommerce stores, you can pay via Lazypay. This is free credit but without the severity of a typical credit card payment. You will get only that much money from Lazypay that your free credit score check determined. You can get up to one lakh rupees instant credit. Conclusion Those who used their credit cards excessively not only ended with a poor credit score but a bad debt. Many of them used Lazypay to get back on track. They get a credit score check, they took a loan, then diligently repaid it. Slowly their credit score started to increase. But why overuse credit card accounts in the first place? Keep them only for emergencies – even better – don’t use them at all! Instead, get a credit shield credit report for free from Lazypay and take instant loans whenever there is a need. When you don’t need a loan, just don’t take it. This is controlled consumerism. Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!! There is a million-dollar question that how much water one should drink every day. The answer to this question is often not easy and is controversial sometimes. There are varying points of view and recommendations by the experts. A person’s individual water need depends on so many factors. It depends on how active you are and where your residence is. There is no single formula that can fit all.
Water is our body’s primary and chief chemical component that comprises about 50 to 60 per cent of our body weight. Our body depends a lot on drinking water to survive. Every single cell in an animal body needs water all the time. Every time there is a loss of water, there is a need to replenish it with a fresh supply. If the source of supply is bunged up, the very life will be choked to death. Our body loses water through urination, excreta, perspiration and bowel movement. Water keeps the body temperature normal and also lubricates various joints. It gives the joints the cushioning they need to avoid frictions. Lack of water may lead to dehydration. This condition is fatal because the absence of or dearth of water in our body clogs the free flow of all the goodness across our system. Water is the lifeline for carrying essential ingredients across the human body and its organs. We should try to know how much fluid our body needs on average daily. Generally, we need about 15 cups or 3.5 litres of fluid a day. The 20 per cent of fluid comes from the food that we take. Some people advise that we should drink at least 8 glasses of water per day. It is the minimum one can drink. If one does more physical work and sweats out, the consumption should be more because most of the water is lost through perspiration. The drinking water must be clean and healthy. Otherwise, health issues will crop up as additional issues. Any person can remain healthy if they consume drinking water and other fluids whenever they feel dehydrated or thirsty. For some people, fewer than the estimated number of glasses suffices. For others, it is much higher in terms of quantity and quality. Only water is no enough. It should be free from bacteria and microbes, full of salts and minerals, and should be without any odour. If you do exercise, you need more water. If you live in moist, sultry, warm climates, your body requires more water than those who live in the much cooler climes. Your total health also will determine the quantity of water you need. During fever, vomiting or stomach disorder, you lose plenty of fluid and you get dehydrated. If there are bladder infections or some infections in the urinary tract, your body will need much more than normal. Water is not the only option to remain hydrated. You can consume fruits, juices and other many kinds of drinks whenever or wherever available. It will take care of the fact that you have not drunk much water lately. Beverages like milk and tea are composed of water mostly. Soda water, energy drinks, sweetened drinks also provide fluid to you, but they are sweetened and they contain more calories than plain water. |
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